Latrobe Branch
(724) 539-1856
Derry Branch
(724) 694-5479

CU Services

Member Insurance

The shares in your credit union are insured by the National Credit Union Share Insurance Fund (NCUSIF), which is backed by the full faith and credit of the United States Government. The NCUSIF provides all members of federally insured credit unions with $250,000 in coverage for their individual accounts. These accounts include regular shares, share drafts, money market accounts and share certificates.

Credit Insurance

MEMBER’S CHOICE® Credit Life and Credit Disability insurances are available to eligible borrowing members wishing to purchase this optional coverage. Credit Life is designed to insure covered borrowers up to a maximum of $30,000 per loan. Under Credit Life coverage the maximum eligibility age is 65 with no maximum termination age.

Credit Disability helps to cover insured borrowers up to a maximum monthly benefit of $600.00. If the insured is totally disabled for more than 14 days, then the covered disability benefits will begin with the 1st day of disability.

Credit Life and Credit Disability Insurance is underwritten by CMFG Life Insurance Company. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative for costs and details of coverage. CDCL-1172240.1-0415-0517

Gap Insurance

GAP Insurance thru Allied Solutions is an optional benefit available to members at the credit union. Guaranteed Asset Protection called GAP is a non-insurance product that covers the “gap” between your vehicle’s value and the amount you still owe on your loan if your vehicle ever becomes totaled or is stolen and not recovered. It also provides you with an additional $1,000 toward the purchase of a replacement vehicle. The cost of this coverage is $215.00

For a complete list of benefits and rules, please contact our office. The purchase of GAP is voluntary and cannot be required as a condition of loan approval. GAP is not offered as insurance coverage on your vehicle.

Share Draft Accounts

Share Draft Accounts are available to eligible members with a Share Account. No monthly minimum balance is required for this account. There is no monthly service charge on the share draft account. Cancelled checks are not returned to the member; however, share draft copies are available for a small fee. Overdraft and Courtesy Pay are available.

Visa ATM/Debit Cards

VISA ATM/Debit cards are available to eligible members with their share draft account. You may use your VISA ATM/Debit card to purchase goods or services as if you were writing a check or at any ATM Machine. Your purchases are automatically deducted from your draft account – just like checks. There is a $2.00 monthly service charge for the ATM/Debit card.

For a list of no surcharge ATM’s – just contact our office.

Visa Credit Cards

Along with a competitive rate, our VISA credit cards offer a variety of benefits that save you time and money, including credit lines up to $25,000, a 25-day grace period on purchases, balance transfers, and online account access.

Simply call 1-888-415-6154 or apply online at

Visa Gift Cards

Gift Cards by VISA are available from $10 to a maximum of $500. They can be used anywhere VISA cards are accepted with the exception of fuel purchases and hotel accommodations. Gift cards are available to members for a $2.00 purchasing fee.

Money Orders

Money orders are available to members in any denomination up to a maximum of $1,000 for a small fee of $1.00 per money order.